Valid Qatari ID
Identification for the applicant.
QDB project financing
A financing application is a repayment argument.
The bank is not deciding whether your business is a good idea. It is deciding whether the cash the project throws off will cover the instalments — after the grace period ends, and still when prices move against you. That question is answered in a financial model, not in a description of the business.
What the application asks for
Three items. One of them takes work.
Your identification and commercial certificate are records you already hold. The feasibility study is the only item you have to build, and it is the one the credit decision rests on.
Commercial certificate
A current commercial registration for the applying entity.
Feasibility study
Prepared in line with the bank's own policies and minimum requirements — the project case, the capital structure, and the repayment profile.
This is what we prepareRequirements as published in QDB's application guidance. Confirm the current requirements for your product and facility before you submit.
The part most applicants skip
Optional documents are where applications are won.
QDB lists a set of supporting documents as optional. They are optional in the sense that the application will be accepted without them — not in the sense that they make no difference. Each one converts an assumption in your model into evidence.
- Contractor and machinery quotations — turns your capital cost into a quoted figure
- Raw material sourcing quotations — turns your gross margin into a supported one
- Technical partner profile — answers whether you can operate what you are buying
- Signed MoUs or letters of intent from buyers — turns forecast revenue into committed demand
- Initial government approvals — removes a category of execution risk from the file
We tell you which of these your file needs, and we build the model so that each one has a place to sit. Collecting them is work you do; knowing which ones matter is work we do.
Scope of work
What the study contains.
Built around the questions a credit reviewer has to answer before signing, in the order they have to answer them.
- Project description, products and production scope
- Market demand, pricing and competing supply
- Technical plan: process, machinery, capacity and utilities
- Capital cost estimate, built from supplier quotations
- Working capital requirement across the operating cycle
- Funding structure: equity, term debt and working capital facility
- Repayment schedule, including grace period treatment
- Projections — income statement, balance sheet and cash flow
- Debt service coverage, NPV, IRR, payback and break-even
- Sensitivity analysis on price, volume and input cost
Finance costs are presented under financing activities, with each instalment shown separately — so the reviewer can see the repayment, not hunt for it inside operating cash flow.
How the work runs
Five stages, in order.
Scoping call
Your project, the facility amount you are seeking, and the tenor you have in mind.
Data collection
Machinery and contractor quotations, product pricing, supplier terms and any approvals held.
Model build
Capital and operating costs, revenue, funding structure and the repayment profile.
Draft review
You review the assumptions and the coverage numbers before anything is finalised.
Final document
The study issued in submission format, with the underlying model handed over to you.
What you receive
The document, and the model behind it.
If the bank comes back asking what happens at a lower price, or on a longer tenor, or with a larger equity contribution, the answer takes minutes rather than a new engagement. The model is yours.
- Feasibility studySubmission format · PDF and Word
- Financial modelExcel · handed over to you
Start here
Tell us about the project.
Send the outline and you will receive a scope, a fee and a delivery date. No obligation to proceed.